Bank with HHCU

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Why Bank with Us?

We’re a credit union, not a bank. That means those who bank with us are owners (we call them members) and we return profits to them. With our great rates and lower fees, we don’t just think we can save you money, we can prove it.

Member Value

We’ve always believed that we offer you a better overall value than banks, so we decided it was time to prove it.

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We Listen

We make our decisions locally and take the time to get to know your individual situation. No two members are the same, and we work hard every day to do right by each of them.

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Credit Unions vs. Banks

Learn what makes us different than a bank. We think you are going to like what you see.

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Open an Account

Come to your nearest Service Center to open an account with Hoosier Hills Credit Union!

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Switching to HHCU

Ready to make the switch? It’s easy!

How to Switch

Average Savings by Product

Working with a national, independent research firm, we compared our account rates and fees with those of leading banks in our primary market areas. When the calculations were done, Hoosier Hills members collectively saved more than $8 million a year simply by having their accounts with Hoosier Hills versus a leading bank. That’s an average of $353 of annual savings per member!

There is no financial institution quite like a credit union. While credit unions are similar to banks in product and service offerings, the makeup and mission are very different.

Credit Unions	Banks
Not-for-profit	Profit-oriented
Profits return to members as lower loan rates, higher deposit rates, and lower/fewer fees	Profits return to a small group of stockholders
Invests directly back to members	Invests in corporate bonds or the stock market
Serves specific group based on employment, geography, or association. (Hoosier Hills Credit Union serves 26 counties in Southern Indiana)	Serves general public
Credit unions are run democratically by a volunteer board of directors elected by and from the membership. Each person who deposits is a member with a voting right.	Only investors have voting privileges. Customers cannot be elected to the board, don’t have voting rights, and have no authority in the overall governance of their bank.
Accounts insured up to $250,000 by NCUA. Hoosier Hills Credit Union also offers $250,000 in additional Excess Share Insurance to member accounts, for a coverage total of up to $500,000.	Accounts insured up to $250,000 by the FDIC.

Visit your nearest Service Center location to open a new account.
Switch your automatic deposits. Simply complete the Automatic Deposit Form to change any automatic deposits. Then give a copy to your employer, or other regular depositor.
Redirect your automatic and online payments by completing our Automatic Payments Form.
Make sure your accounts are balanced with your former financial institution, then close them. You may use this Account Closing Request to instruct your former financial institution how and where to send a check for any remaining funds.

Why Bank with Us?

Member Value

We Listen

Credit Unions vs. Banks

Open an Account

Switching to HHCU

Leaving Our Website